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Collection by Gautam Ganguly

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PolicyLitmus: This New Year buy your Parents a Health Insurance .

Compare Health | Life | Car Insurance Policies in India Online

Insurance Comparison of Health, Life, Motor and Home policies. Get online quotes from 1000+ plans and 51 Insurance companies in India. You can compare Insurance plans not just on price but also on service parameters like claims payment speed, claims acceptance ratios, customer satisfaction and market share.You can also check the performance of Insurance companies across various key performance areas.

PolicyLitmus: How to ensure that your Insurance Claims gets Paid.

How to ensure that your Insurance Claims gets Paid.

Insurance Claims, Life Insurance, Health Insurance

PolicyLitmus: The Beneficiaries in an Insurance Claim: Nominees .

The Beneficiaries in an Insurance Claim: Nominees and Appointees

The term “beneficiary” is defined as “a person who derives advantage from something, especially a trust, will, or life insurance policy”. In India rarely is the word beneficiary used. In the case of a general insurance or a health insurance policy the person who can claim is usually the policy owner himself, because he is alive and capable of claiming. In a life insurance policy, the policy holder is usually dead before claim occurs. (LIC of India uses the word “claim” for maturity proceeds…

PolicyLitmus: Medical Tests in Insurance

Medical Tests in Insurance

Medical Tests in Insurance “Doctors give drugs of which they know little, into bodies of which they know less, for diseases of which they know nothing at all”, said Voltaire. Insurers are generally in the same position. They know little about the person they insure, his lifestyle, his place in society, his economic capability and least of all his health status. Yet they are expected to cover risks and pay if there is a claim. This is the reason why insurers use medical tests to find out…