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Personal Finance

Some of Pinterest's best personal finance advice! On this board, you'll find all sorts of budgeting advice, money saving tips, retirement information, investing…
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Not Quite an Adult
Stop living paycheck to paycheck and start climbing the 12 steps to financial freedom now. Living paycheck to paycheck is not a cool way to live. Take control of your finances. Click to read in full.
reasonsforFI
If you're trying to save money and be better with your money, you need to take a look at your bad money habits that are keeping you broke #money #habits #finance you need to learn your mistakes when it comes to budgeting, financial planning, and so much more.

Financial Planning

117 Pins
budgeting ideas, financial advice, saving money tips
Travel is one of life's greatest pleasures for so many people (especially me!) but it gets expensive really quick. Being able to save money on travel is great! budget travel | travel on a budget | save money on traveling | travel and save money
Financial Inventory - This worksheet helped me take my financial inventory and assess our current financial situation! We were able to have a clear snapshot of all our debts and account balances financial peace | financial freedom | Dave Ramsey | baby steps | fix your finances | debt free living | how to budget

Financial Freedom

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Budgeting
Personal Finance
Finance
Saving Tips
Money Management
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If you could give yourself some of the best personal finance hacks in your early 20s, what would they be? Like a lot of young people, we made some regrettable financial mistakes. Most people in their 20s don’t really understand the value of money. If you have been putting off saving and investing, these are some of the best financial hacks I wish I knew in my 20s. Budget Advice, Money Advice, Money Tips, Money Saving Tips, Financial Mistakes, Young Money, Personal Finance Advice, I Wish I Knew, Money Quotes
Budget Advice
Money Advice
Money Tips
Money Saving Tips
Financial Mistakes
Young Money
Personal Finance Advice
I Wish I Knew
Money Quotes
If you could give yourself some of the best personal finance hacks in your early 20s, what would they be? Like a lot of young people, we made some regrettable financial mistakes. Most people in their 20s don’t really understand the value of money. If you have been putting off saving and investing, these are some of the best financial hacks I wish I knew in my 20s.
Not Quite an Adult
Not Quite an Adult
Personal Finance
It is possible for you to get out of debt when you’re broke and still be able to enjoy yourself a bit during the process.You can get out of debt when you’re broke, it is just going to take a few small changes that you can make over the next few weeks and start making progress towards being better financially. Let’s dig in to how to get out of debt when you’re broke, and start changing your life! Buy Textbooks, Reduce Debt, Debt Snowball, Make A Plan, Get Out Of Debt, Trying To Lose Weight, Money Mindset
Buy Textbooks
Reduce Debt
Debt Snowball
Make A Plan
Get Out Of Debt
Trying To Lose Weight
Money Mindset
It is possible for you to get out of debt when you’re broke and still be able to enjoy yourself a bit during the process.You can get out of debt when you’re broke, it is just going to take a few small changes that you can make over the next few weeks and start making progress towards being better financially. Let’s dig in to how to get out of debt when you’re broke, and start changing your life!
Not Quite an Adult
Not Quite an Adult
Personal Finance
Not having enough money to make it to the end of the month is one of the worst feelings I’ve ever experienced. A while back I wrote a blog post about what you should if you’re struggling to pay your bills and it really made me think about the kinds of habits that cause people to end up in that position in the first place. Money 101, Frugal Lifestyle, Money Habits, Create A Budget, Bad Feeling
Money 101
Frugal Lifestyle
Money Habits
Create A Budget
Bad Feeling
Not having enough money to make it to the end of the month is one of the worst feelings I’ve ever experienced. A while back I wrote a blog post about what you should if you’re struggling to pay your bills and it really made me think about the kinds of habits that cause people to end up in that position in the first place.
Not Quite an Adult
Not Quite an Adult
Personal Finance
You don’t make enough money, you can’t get a promotion, you have debt. These are all reasons you�’re broke but may not be the actual root cause. It all stems down to our day to day behaviours and the things we do that can keep us in financial ruins and it’s important to focus our energy on changing these behaviours and getting rid of bad money habits. We Energies, Financial Success, Credit Score
We Energies
Financial Success
Credit Score
You don’t make enough money, you can’t get a promotion, you have debt. These are all reasons you’re broke but may not be the actual root cause. It all stems down to our day to day behaviours and the things we do that can keep us in financial ruins and it’s important to focus our energy on changing these behaviours and getting rid of bad money habits.
Not Quite an Adult
Not Quite an Adult
Personal Finance
A lot of the time, our budgets fail because we are missing some crucial budgeting categories that we just seem to forget and these are the things that will help us keep a better budget and do better with our money long term! Finance Tips, Money Control, Cash Envelope System, Habits Of Successful People
Finance Tips
Money Control
Cash Envelope System
Habits Of Successful People
A lot of the time, our budgets fail because we are missing some crucial budgeting categories that we just seem to forget and these are the things that will help us keep a better budget and do better with our money long term!
Not Quite an Adult
Not Quite an Adult
Personal Finance
When you wake up every day wondering how you’re going to pay your rent this month because you spent too much money on tacos, it can really take a toll on your mental health and cause a ton of financial stress.Thankfully, there are some simple changes you can make to help you figure out how to stop being broke so you can make financial progress and change your life. Spending Habits, Spending Money, Financial Goals, Financial Stress, Being Broke
Spending Habits
Spending Money
Financial Goals
Financial Stress
Being Broke
When you wake up every day wondering how you’re going to pay your rent this month because you spent too much money on tacos, it can really take a toll on your mental health and cause a ton of financial stress.Thankfully, there are some simple changes you can make to help you figure out how to stop being broke so you can make financial progress and change your life.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Your budget is going to stop you from constantly overspending and not doing the things you really want to do. You can really make a plan for your future and experience all of these benefits of budgeting! Unexpected Expenses, Budget Organization, Sinking Funds, Overspending
Unexpected Expenses
Budget Organization
Sinking Funds
Overspending
Your budget is going to stop you from constantly overspending and not doing the things you really want to do. You can really make a plan for your future and experience all of these benefits of budgeting!
Not Quite an Adult
Not Quite an Adult
Personal Finance
I’m really glad that you stumbled upon this article, because it’s filled with seventeen habits of people who are great with money that you can start implementing into your life now so you can be amazing with money in the next few years. Travel Rewards
Travel Rewards
I’m really glad that you stumbled upon this article, because it’s filled with seventeen habits of people who are great with money that you can start implementing into your life now so you can be amazing with money in the next few years.
Not Quite an Adult
Not Quite an Adult
Personal Finance
In this article, we are going to discuss the pros and cons of each as well as some important steps you need to take to change your finances in the mean time. Debt Payoff, Make More Money, Paying
Debt Payoff
Make More Money
Paying
In this article, we are going to discuss the pros and cons of each as well as some important steps you need to take to change your finances in the mean time.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Below you can find my unpopular findings, including 5 reasons why Ramsey and his approach might not be as advantageous for some of us. Financial Advice, Fixed Rate Mortgage, Step Program, Get A Loan
Financial Advice
Fixed Rate Mortgage
Step Program
Get A Loan
Below you can find my unpopular findings, including 5 reasons why Ramsey and his approach might not be as advantageous for some of us.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Your debt is growing, but your income stays alarmingly small?You have no idea how you can make ends meet and pay off a past financial mistake that keeps getting worse?You feel doomed and your anxiety levels are rising dangerously high every time you get close to checking your bank statements. Do not despair. I am here to help you get on the road to financial freedom by taking control of your debt even with a small income. Personal Loans, Financial Freedom, Cut Expenses, Paying Off Student Loans
Personal Loans
Financial Freedom
Cut Expenses
Paying Off Student Loans
Your debt is growing, but your income stays alarmingly small?You have no idea how you can make ends meet and pay off a past financial mistake that keeps getting worse?You feel doomed and your anxiety levels are rising dangerously high every time you get close to checking your bank statements. Do not despair. I am here to help you get on the road to financial freedom by taking control of your debt even with a small income.
Not Quite an Adult
Not Quite an Adult
Personal Finance
You realized that your monthly budget has not been working out for you as you had hoped?Or maybe you have never thought much about making a budget and need some guidance on how to start?And, of course, like so many of us you get paid bi-weekly, which can add some stress, anxiety and confusion to making sense of your financial matters.Do not worry, I am here for you with a step-by-step guide to get you started on taking control of your bill payments and budget concerns. Weekly Budget, Budget Binder, Monthly Budget, Calendar App
Weekly Budget
Budget Binder
Monthly Budget
Calendar App
You realized that your monthly budget has not been working out for you as you had hoped?Or maybe you have never thought much about making a budget and need some guidance on how to start?And, of course, like so many of us you get paid bi-weekly, which can add some stress, anxiety and confusion to making sense of your financial matters.Do not worry, I am here for you with a step-by-step guide to get you started on taking control of your bill payments and budget concerns.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Have things not really gone according to plan and your debt has gotten a little out of control?You have decided to tackle your debt problem, but are not sure where to start?You are in good hands. I’m here to give you guidance on how to begin taking control of your debt and unburdening yourself from the strains of financial stress.Read below for 11 tips to get started on your debt management. Make Side Money, Credit Card Balance, Credit Counseling, Good Credit Score
Make Side Money
Credit Card Balance
Credit Counseling
Good Credit Score
Have things not really gone according to plan and your debt has gotten a little out of control?You have decided to tackle your debt problem, but are not sure where to start?You are in good hands. I’m here to give you guidance on how to begin taking control of your debt and unburdening yourself from the strains of financial stress.Read below for 11 tips to get started on your debt management.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Before we dig into the positives and negatives about buying your first home, please consider that you don’t need to go down a traditional life path if you don’t want to, you can buy a van and live in that if you want! Don��’t feel pressure to buy a home if you don’t want that life.Also, if you’re saving for your home down payment, you can use this savings tracker to watch it grow! Buying Your First Home, Home Buying, Savings Tracker, Positive And Negative
Buying Your First Home
Home Buying
Savings Tracker
Positive And Negative
Before we dig into the positives and negatives about buying your first home, please consider that you don’t need to go down a traditional life path if you don’t want to, you can buy a van and live in that if you want! Don’t feel pressure to buy a home if you don’t want that life.Also, if you’re saving for your home down payment, you can use this savings tracker to watch it grow!
Not Quite an Adult
Not Quite an Adult
Personal Finance
We’ve worked to provide a sort of library that included information in various budgeting methods to give you the knowledge you need to make informed decisions and decide what might work best for you. Below I will break down the method of the glass jar budgeting method in 5 easy steps. Money Jars, Budget Envelopes
Money Jars
Budget Envelopes
We’ve worked to provide a sort of library that included information in various budgeting methods to give you the knowledge you need to make informed decisions and decide what might work best for you. Below I will break down the method of the glass jar budgeting method in 5 easy steps.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Living on a limited income can be challenging. You might feel like you cannot afford anything and you will be stuck pinching pennies and being miserable for the foreseeable future. Do not give up so quickly. Life is never as black and white as we fear. There are plenty of options and choices we can make that can help us stay on budget without making us feel like we are living the life of a secluded nun (or monk). Below I have listed 15 ways to live frugally, but not punishingly. Best Money Saving Tips, Saving Money, Foreseeable Future
Best Money Saving Tips
Saving Money
Foreseeable Future
Living on a limited income can be challenging. You might feel like you cannot afford anything and you will be stuck pinching pennies and being miserable for the foreseeable future. Do not give up so quickly. Life is never as black and white as we fear. There are plenty of options and choices we can make that can help us stay on budget without making us feel like we are living the life of a secluded nun (or monk). Below I have listed 15 ways to live frugally, but not punishingly.
Not Quite an Adult
Not Quite an Adult
Personal Finance
You have made the decision to tackle your debt and pay it off. Good for you!Now come the obstacles you must face, among them the possibility that your motivation might be running low, making it difficult to keep going.Do not give up hope. I am here to help you stay on target and get you through this. Below I listed 11 tips on how to keep yourself motivated when it really gets tough. Head In The Sand, Social Media Detox, Tough Love, Practice Gratitude
Head In The Sand
Social Media Detox
Tough Love
Practice Gratitude
You have made the decision to tackle your debt and pay it off. Good for you!Now come the obstacles you must face, among them the possibility that your motivation might be running low, making it difficult to keep going.Do not give up hope. I am here to help you stay on target and get you through this. Below I listed 11 tips on how to keep yourself motivated when it really gets tough.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Budgeting is hard. Sticking to a budget is even harder. I know. I have been there as a starving university student trying to make ends meet and as part of a one-income household and still have enough money in the bank to pay off that student debt.There are no magic tricks that make you a budgeting guru overnight, but there are a few ways to trick ourselves into learning how to become stricter with our spending habits without feeling like we are punishing ourselves. Cash Envelopes, Make Ends Meet, Money In The Bank, Making A Budget
Cash Envelopes
Make Ends Meet
Money In The Bank
Making A Budget
Budgeting is hard. Sticking to a budget is even harder. I know. I have been there as a starving university student trying to make ends meet and as part of a one-income household and still have enough money in the bank to pay off that student debt.There are no magic tricks that make you a budgeting guru overnight, but there are a few ways to trick ourselves into learning how to become stricter with our spending habits without feeling like we are punishing ourselves.
Not Quite an Adult
Not Quite an Adult
Personal Finance
How to Make a Grocery Budget - Not Quite an Adult Grocery Spending, Start Saving Money, Grocery Budgeting, Recipe Organization
Grocery Spending
Start Saving Money
Grocery Budgeting
Recipe Organization
How to Make a Grocery Budget - Not Quite an Adult
Not Quite an Adult
Not Quite an Adult
Personal Finance
Creating a budget that allows you to save enough money to put aside for next month’s bills is a great way to jump start taking control of your financial future.It will take a lot of stress and anxiety off your shoulders and allows you to become a little more organized with your money, which has huge and positive implications for your (and your family’s) future.Below I have listed 7 steps to get you started. Ramsey Saving
Ramsey Saving
Creating a budget that allows you to save enough money to put aside for next month’s bills is a great way to jump start taking control of your financial future.It will take a lot of stress and anxiety off your shoulders and allows you to become a little more organized with your money, which has huge and positive implications for your (and your family’s) future.Below I have listed 7 steps to get you started.
Not Quite an Adult
Not Quite an Adult
Personal Finance
7 Things We Gave Up To Become Debt Free - Not Quite an Adult Line Of Credit, Debt Reduction, Quitting Your Job
Line Of Credit
Debt Reduction
Quitting Your Job
7 Things We Gave Up To Become Debt Free - Not Quite an Adult
Not Quite an Adult
Not Quite an Adult
Personal Finance
You love the method of using envelopes to keep track of your spendings and to budget, but the idea of walking around town with cash makes you uncomfortable. I understand that especially for a woman, who chooses to go on a shopping spree alone to have some well-deserved me-time this may pose a potentially dangerous situation. Budget App, Envelope Budget System, Take Money
Budget App
Envelope Budget System
Take Money
You love the method of using envelopes to keep track of your spendings and to budget, but the idea of walking around town with cash makes you uncomfortable. I understand that especially for a woman, who chooses to go on a shopping spree alone to have some well-deserved me-time this may pose a potentially dangerous situation.
Not Quite an Adult
Not Quite an Adult
Personal Finance
In this article I want to take the opportunity to help you get familiar with the debt avalanche method that can help you pay down your debt, while saving you a lot of money in the long run.Read on to find out what the debt avalanche method is and how to implement it into your debt reduction and elimination. Eliminate Debt, Loan Company, Visa Credit Card
Eliminate Debt
Loan Company
Visa Credit Card
In this article I want to take the opportunity to help you get familiar with the debt avalanche method that can help you pay down your debt, while saving you a lot of money in the long run.Read on to find out what the debt avalanche method is and how to implement it into your debt reduction and elimination.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Have you ever thought about those little things you buy on a daily basis? Those things you don’t even think about anymore, because they are so ingrained, they have become second nature?Those are usually the things that suck up the money you could be putting aside for a rainy day or that vacation you have been dreaming about.What are those little spending I’m talking about? Read on. Below I have listed 9 ways you waste your money without even knowing it. Keeping Up Appearances, Summer Meal Planning
Keeping Up Appearances
Summer Meal Planning
Have you ever thought about those little things you buy on a daily basis? Those things you don’t even think about anymore, because they are so ingrained, they have become second nature?Those are usually the things that suck up the money you could be putting aside for a rainy day or that vacation you have been dreaming about.What are those little spending I’m talking about? Read on. Below I have listed 9 ways you waste your money without even knowing it.
Not Quite an Adult
Not Quite an Adult
Personal Finance
Below I have listed 7 steps to help you create a realistic budget and get you on your way to claim control of your finances. Ways To Save Money, Budget Categories, Budgeting System
Ways To Save Money
Budget Categories
Budgeting System
Below I have listed 7 steps to help you create a realistic budget and get you on your way to claim control of your finances.
Not Quite an Adult
Not Quite an Adult
Personal Finance